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1300 198 514


Not sure where you stand? Ask about a free pre-approval — no credit checks

One to one approach

We assign one of our business finance specialists to guide you through the process.
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We listen to your needs

We understand your business and partner with you to help you achieve your business goals.

1-day funding process

99% of our clients get the money in their bank account within 24 hours from approval.

Our trusted 1-day funding process

With our network of 50+ business loan providers, we open credit opportunities for your business.

Ask us

Call us at 1300 198 514 or click on “get started now” to check if you qualify for a business loan.
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One to One call

One of our Finance Specialists will discuss your current financial situation and source a lender that best matches your business so that we can provide a great deal for you.
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Choose one of the tailored funding options presented to you and start the application process.
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Approved Tomorrow

Get your money in your bank account within 24 hours.

Sure Capital


Sure Capital is one of Australia’s leading specialist business finance brokers, dedicated to helping Australian businesses access the funding they need to grow.

With over 60 years of combined experience, our expert management and broker team is committed to delivering tailored finance solutions and outstanding service to every business owner we work with.

Each year, we assist more than 8,000 Australian businesses, processing over $320 million in loan requests. Thanks to our deep understanding of our clients’ needs and the strong relationships we’ve built with specialist lenders, we’re able to secure approvals that many other brokers can’t.

We’re proud of the quality of service we provide, and even prouder of the 200+ five-star Google reviews from clients who trust us to deliver.

Explore our Business Loan Solutions

Discover which small business loan options you qualify for. Let our experts advise you on the best lending solutions based on your profile.

Unsecured Loan

Unsecured Small Business Loan

An unsecured business loan lets you borrow money without needing to put up any assets as collateral. They’re usually easy to access and come with fast approval times.

• Up to $500k without security
• From 3 to 24-month term
• Used for any business purpose
• Same day funding

See if you qualify
Equipment Loan

Equipment or Asset Loan

Asset finance helps your business purchase equipment, vehicles, or machinery without paying the full amount upfront. It’s a flexible way to get what you need while keeping your cash flow healthy.

• Up to $2 million
• Long term
• Low interest rate
• Available for equipment, machinery, vehicles, etc.

See if you qualify
Line of Credit

Business Line of Credit

A line of credit gives your business flexible access to funds when you need them. Only pay interest on what you use, and draw down funds as needed to manage cash flow.

• Access up to $500k as needed
• Revolving credit – reuse funds as you repay
• Pay interest only on what you use
• Fast approval and easy access to funds

See if you qualify
Invoice Factoring

Invoice Finance Factoring

Also known as ‘accounts receivable finance’ or simply “factoring”, it is a type of business loan that can offer a quick boost to your cash flow.

• Up to $2 million
• Short term
• Low interest rate
• Quickly set up

See if you qualify
Merchant Cash

Merchant Cash Advance

A merchant cash advance is a way for a business to borrow a lump sum and pay it back over time using a percentage of future sales.

• Variable amount without security
• No high credit score needed
• Automatic repayments
• Easier to Qualify

See if you qualify
Secured Loan

Secured Small Business Loan

A secured business loan allows you to access higher loan amounts by using an asset (like property or equipment) as collateral. It’s ideal for funding business expansion, purchasing a business, or financing construction projects.

• Loan sizes from $100k to $5M+
• Backed by property or other assets
• Suited for expansion, acquisition, or development
• Flexible terms tailored to the project

See if you qualify

Our lenders network

We have been in the industry for years and we have become a leading finance broker representing 50+ business loan providers.

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HomeSec Business Finance Logo
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amfin logo
TruCap is one of Sure Capital partners for Unsecured Business Loan.
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We’re 100% committed to our clients’ success

— every step of the way

Sure Capital helps small and medium businesses unlock growth opportunities — and provides support when times get tough. Whether you’re expanding or managing financial stress, we make the business loan process fast, simple, and hassle-free.

Why choose us over other finance brokers?

At Sure Capital, we’re a trustworthy team passionate about helping you achieve your business finance goals.

What sets us apart is our personalised approach — we offer one-on-one consultations, to understand your unique needs. The same finance specialist who speaks with you in that initial consultation will manage your application from start to finish. This means you’re working with someone who knows your business inside and out — no handovers, no repeating yourself.

By matching your application with the right lender from the beginning, we minimise the risk of rejection and consistently maintain one of the highest approval rates in the industry.

1-day funding process

99% of our clients to get the money in their bank account within 24 hours from approval.

Customised approach

A dedicated broker listens to your needs and supports you with tailored business loan solutions.

Best credit solution

No algorithms or artificial intelligence. A real person to source the best business loan for you.

High approval rates

Our one to one relationship and pre-approval process guarantee a high success rate.

\Business Loan


Do you qualify for an unsecured business loan?

Minimum lending

criteria

We offer both traditional and alternative business loan solutions to minimise the lending criteria.

Documents

Active ABN & ID Document

Short Term

Minimum of 3 Months Trading

Loan amount

Min. $5k Monthly Turnover

Calendar

6 Months Bank Statement

Full Name

By submitting this application, you agree to our terms and conditions.

Sure Capital Testimonials - Small Business Loans

What Our Clients Say

Our clients

are our success

Thank you for trusting us!

Every year we help thousands of small businesses in Australia to achieve their financial goals and dreams. Want to be the next one?

Sure Capital: Fast business loans to help your business grow

Welcome to Sure Capital, your go-to source for fast and reliable business loans in Australia. At Sure Capital, we understand the unique challenges that businesses face when it comes to securing financing. That’s why we’re here to help you get the funds you need to achieve your business goals and grow your enterprise.

With years of experience in the industry, we have a deep understanding of the needs of businesses across a wide range of industries. We offer fast, flexible loans that can help you take advantage of opportunities, bridge temporary cash flow gaps, purchase new equipment or inventory, or invest in the expansion of your business.

Our team is dedicated to providing you with personalised service and support throughout the loan application process. We work with you to understand your specific needs and develop customised loan solutions that meet your business requirements. Our streamlined application process ensures that you can get the funds you need quickly and easily, without the hassles and delays that can come with traditional lending sources.

At Sure Capital, we pride ourselves on our commitment to transparency and ethical business practices. We believe that every business deserves access to fair and affordable financing, and we are dedicated to working with you to find the right loan solution to meet your needs.

Our loan products are designed to be flexible and customisable to meet the unique needs of your business. Whether you need a short-term loan to cover unexpected expenses, a medium-term loan to fund an equipment purchase, or a long-term loan to finance a major expansion project, we have a loan product that can work for you.

We understand that every business is unique, and that’s why we offer a range of loan options that can be tailored to your specific needs. Our loan products include:

Unsecured Business Loans: We work with specialised lenders to offer you business finance loans and solutions that are not secured against any personal or assets of the business.

Business line of credit: Access funds as needed to cover short-term expenses, take advantage of new opportunities, or manage seasonal fluctuations in cash flow.

Invoice financing: Convert outstanding invoices into cash to help bridge gaps in cash flow and keep your business running smoothly.

Asset financing: Use asset finance solutions at vey competitive rates to secure financing for major purchases, including equipment and machinery, vehicles, and other business assets.

Working capital loans: Get the funds you need to cover day-to-day business expenses, such as rent, payroll, and utilities.

Commercial property Loans: Fast approval and funding to help you purchase either a business or residential property through your business. These property loans are fast and can often be completed in as little as 72 hours.

At Sure Capital, we understand that time is of the essence when it comes to securing financing for your business. That’s why we offer a streamlined loan application process that is designed to be fast and efficient. You can apply for a loan online, and our team will work with you to review your application and provide you with a decision as quickly as possible.

Our commitment to transparency means that you can trust us to provide clear and straightforward terms for your loan. We don’t believe in hidden fees or surprises, and we work with you to ensure that you understand the terms of your loan before you sign on the dotted line.

At Sure Capital, we are committed to providing you with the support and resources you need to grow your business. We offer a range of educational resources and tools to help you manage your business finances and make informed decisions about your loan. Our team is always available to answer your questions and provide you with the guidance you need to make the most of your loan.

We understand that speed of settlement for business loan applications is paramount to all our clients, so we always work to ensure that the vast majority of the loans we provide to our clients are approved within 24 hours, with same day funding available from all our lenders. This helps or customers manage their cashflow and growth plans in a timely manner.

Whether you’re a small business owner just starting out, or an established enterprise looking to take your business to the next level, Sure Capital can help you achieve your goals. Contact us today to learn more about our loan products and to get started with your loan application.