"Have questions? We have answers! As one of the longest standing business loan specialists in Australia - we pride ourselves on the ability to ensure clarity on loan requirements and loan approval options for every Australian business. "

Frequently Asked

Check out our most frequently asked questions below and contact us if you have more.
What is a line of credit?

A line of credit is an approved limit of equity in your house that can be drawn on at any time. Access to the funds can be done through a variety of methods including credit card, cheques, or EFTPOS.

There is no set term to repay the equity and minimum repayments, just the interest and fees accrued. Lines of credit are typically only approved for customers with a significant portion of equity in their home.

If I want to pay my loan back sooner, can I?

Yes, absolutely! You can rest assured there are no penalties or charges for doing so as we support customers who are able to repay their loan as quickly as they can.

What does Easy Finance mean?

It’s a personal loan type facility for professional executives to meet their immediate cash needs for School Fees, Family Vacation, Home Improvement, Shares & Stock, House Rent, Credit Card Debt etc.

Do you ever invest in your clients?

No, we are management consultants, not investors.

Do we really need a business plan?

If you run a business, then it’s probably safe to say yes. In fact, you may require more than one business plan: one for raising capital and one for running your business. The former is a compact, easily digested strategic document that is designed to persuade potential investors to pick up the phone and invite you to their offices for an initial meeting. The latter is a more detailed document serving as a day-to-day roadmap, detailing the tactics supporting your overall strategy. The former needs to be an attractive document that sells; the latter can be a collection of spreadsheets, lists, research summaries, and other documents stuffed in a binder that you refer to and update on a regular basis. We specialize in preparing the capital-raising business plan, but many of the by-products are suitable for use in the operating business plan.

What does Sure Capital do?

Sure Capital offer clients impartial general advice and connect them to the right lender for their business needs. We guide our clients to lenders that can offer quick and easy loans, that are suitable for their business. We do not provide the loans ourselves, through our industry knowledge we cut out the hassle of finding the right lender for our client’s business.

How do I qualify for a loan?
  • You must turnover a minimum of $5,000 per month.
  • You must have been operating for at least 6 months and have a registered ABN
  • You must be able to provide a minimum of 6 months business bank statements.
  • You must be able to provide a copy of your identification when you apply
How much does Sure Capital charge?

There is no charge for our service; we offset all costs to the lender.

Why should I use Sure Capital?

We can offer the following:

  • Easy application process
  • Fast access to funds (receive funds within days)
  • Flexible terms to suit your business
  • Get up to $500K for any business purpose
  • High approval rates
  • Personalised service
How fast can I get approved?

We can get you through to the right lender within minutes and full approval for the loan can be arranged the same day.

What loan amount and terms do you offer?

Our lenders can arrange a loan for you from $5,000 to $500,000. Our lenders offer various loan terms from 3 months to 60 months.

How soon can I receive the funds?

You can receive the funds within 48 hours when you apply through one of our lenders and sometimes funds can be available the next day, funding can be held up when customers cannot provide all the supporting information, however an average funding time across all the loans our lenders provide is around 2-3 days.

What can I use the funds for?

Once you have been funded by one of our lenders you can you use the money for any business purpose, our lenders will not stipulate what you can use the funds for, please see below what customers use funds for:

  • Purchase stock
  • Equipment purchase/upgrades
  • Extra Marketing
  • Hire more employees
  • Pay expenses
  • Cash flow
  • Business expansion
What industries do you help?
  • Hospitality
  • Retail
  • Manufacturing
  • Transport
  • Real Estate
  • Hair & Beauty
  • Construction
  • Contractors
  • Automotive
  • Cleaning Services
  • And many more……
Are the loans unsecured?

Yes, our lenders mainly offer unsecured loans. Our lenders require a personal guarantee from the majority shareholder / Director of the business. We can also provide secured loans.

All About
Finance One

Frequently asked questions and gain clarity on your issue of concern. From product and service terms and conditions to financial terms and installment clarifications, all of the following and more are explained thoroughly through the answers provided below.
Are you based in Australia?

Yes. We are 100% Australian owned and operated, with our head office located in Bella Vista, Sydney.

What loan amounts can you provide?

At Lending Connect Finance we can fund loans between $500 and $10,000.

How much do I need to save for a deposit?

The deposit required depends largely on the type of home loan and, of course, the lender you select. As a general rule, if you are an owner-occupier you’ll require 5-10% of the purchase price as a deposit. If you are an investor, you’ll ideally require 10% of the purchase price, although it’s possible to purchase with less.

How long does it take?

For a typical engagement, consisting of a business plan, financial forecast, and investor presentation, the typical time to completion is 6-8 weeks, as illustrated below. The actual time can be influenced by the quality of your existing materials, the level of your participation, the complexity of your market and business model, and our current workload.

Can you work any faster?

Yes, but we may need to charge a “rush” fee. We typically work on multiple projects at any point in time, and rush projects can strain our schedules or inconvenience other clients.

Will you agree with everything I say?

Only if you’re always right. One of our jobs is to help you avoid mistakes. We’ll challenge your ideas and assumptions so that you’ll be ready for the tough questions when you meet with investors.

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