FAQ

A line of credit is an approved limit of equity in your house that can be drawn on at any time. Access to the funds can be done through a variety of methods including credit card, cheques, or EFTPOS.

There is no set term to repay the equity and minimum repayments, just the interest and fees accrued. Lines of credit are typically only approved for customers with a significant portion of equity in their home.

Yes, absolutely! You can rest assured there are no penalties or charges for doing so as we support customers who are able to repay their loan as quickly as they can.

It’s a personal loan type facility for professional executives to meet their immediate cash needs for School Fees, Family Vacation, Home Improvement, Shares & Stock, House Rent, Credit Card Debt etc.

No, we are management consultants, not investors.

If you run a business, then it’s probably safe to say yes. In fact, you may require more than one business plan: one for raising capital and one for running your business. The former is a compact, easily digested strategic document that is designed to persuade potential investors to pick up the phone and invite you to their offices for an initial meeting. The latter is a more detailed document serving as a day-to-day roadmap, detailing the tactics supporting your overall strategy. The former needs to be an attractive document that sells; the latter can be a collection of spreadsheets, lists, research summaries, and other documents stuffed in a binder that you refer to and update on a regular basis. We specialize in preparing the capital-raising business plan, but many of the by-products are suitable for use in the operating business plan.

Sure Capital offer clients impartial general advice and connect them to the right lender for their business needs. We guide our clients to lenders that can offer quick and easy loans, that are suitable for their business. We do not provide the loans ourselves, through our industry knowledge we cut out the hassle of finding the right lender for our client’s business.

• You must turnover a minimum of $5,000 per month.
• You must have been operating for at least 6 months and have a registered ABN
• You must be able to provide a minimum of 6 months business bank statements.
• You must be able to provide a copy of your identification when you apply

There is no charge for our service; we offset all costs to the lender.

We can offer the following:

• Easy application process
• Fast access to funds (receive funds within days)
• Flexible terms to suit your business
• Get up to $500K for any business purpose
• High approval rates
• Personalised service

We can get you through to the right lender within minutes and full approval for the loan can be arranged the same day.

Our lenders can arrange a loan for you from $5,000 to $500,000. Our lenders offer various loan terms from 3 months to 60 months.

You can receive the funds within 48 hours when you apply through one of our lenders and sometimes funds can be available the next day, funding can be held up when customers cannot provide all the supporting information, however an average funding time across all the loans our lenders provide is around 2-3 days.

Once you have been funded by one of our lenders you can you use the money for any business purpose, our lenders will not stipulate what you can use the funds for, please see below what customers use funds for:

• Purchase stock
• Equipment purchase/upgrades
• Extra Marketing
• Hire more employees
• Pay expenses
• Cash flow
• Business expansion

• Hospitality
• Retail
• Manufacturing
• Transport
• Real Estate
• Hair & Beauty
• Construction
• Contractors
• Automotive
• Cleaning Services
• And many more……

Yes, our lenders mainly offer unsecured loans. Our lenders require a personal guarantee from the majority shareholder / Director of the business. We can also provide secured loans.