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Popular Small Business Loans in Australia

Sure Capital is a leader in the finance broking market, helping every year thousands of small companies with small business loan solutions. Our 24-hours funding process guarantees 99% of our clients to get access to small business loans. Whether the small business loan is needed to grow or expand the business, or to cover a temporary shortfall, there are different funding options to choose from.

At Sure Capital, we assist existing, and new clients that are looking for a small business loan. We are committed to giving the best small business loan service, and we operate as a trustworthy finance broker that connects small and medium businesses with suitable lenders that can easily and quickly provide finance solutions.

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What is a small business loan?

A small business loan is a form of funding arranged between a business and a financial institution such as a bank or an alternative lender. As a finance broker, Sure Capital has been assisting Australian businesses to get access to small business loans for buying equipment, stock purchases, hiring staff, general cashflow requirements or purchasing commercial property. A small business loan funds operating costs and capital expenditure. When talking about small business loans in Australia, they are known under many different forms.

Each of these business finance options come with slightly different requirements. “Unsecured business loans” are fast and easy to get access to, and usually takes the form of short term finance to take advantage of an opportunity to grow or expand the business. “Short term business loans” are often used to cover cash flow issues over a short period of time. “Secured business loans” require securing the funding against an asset or collateral such as property, plant or equipment.

In some cases, a loan’s collateral can also be the cash flow generated from future accounts receivable. Other popular types of small business loans, alternatively to the ones offered by the standard business loans that the banks provide, are “business line of credit”, “Merchant cash advance”, “Invoice Finance Factoring” and “Equipment Finance”. Nowadays, many Australian small businesses have a loan facility of some description used for all different sort of purposes.

Why are we the best in small business loans?

At Sure Capital, we have developed a process that allows us in 99% of the cases to get the money in our clients’ bank account within 24 hours from the date of approval. Our experienced consultants never stop until we find a small business loan solution to help your business to succeed. With our customised assistance, we assign one of our broker specialists to you. We listen to your needs: no algorithms or artificial intelligence. You can speak to a real person.

No matter whether you need the small business loan to buy new machinery or renovating your premises or purchasing a new vehicle, we assist any business in achieving their goals in any industry:

  • Retail
  • Hospitality
  • Professional and consultancy services
  • Health practices
  • Wholesalers
  • Trades
  • Hair & Beauty specialists
  • Franchises
  • Construction
  • Transport and logistics
Sure Capital - Small Business Loans Australia
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How could you use a small business loan?

Your business can use the funds for business purposes to support current and upcoming cash flow needs.

Buying a vehicle
Upgrade machinery
Purchase tools and equipment
To complete a renovation project
To complete a fit-out project
Make investments to grow your business
Make investments to expand your business
Developing a new website or running marketing campaigns
Launch a new product or service
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Clients trust us for our 24-hours funding process

Partnering with over 50+ business loan providers, we unlock credit opportunities for your business. Our clients in 99% of the cases get the money in their bank account within 24 hours from the approval.

Thanks to our industry knowledge, we guide you through the process to find the lender that provides you with the type and size of business loan that you are looking for. Our lending partners fund eligible small businesses with various small business loan options. Let us help you to find the one that suits best your needs. It all starts with an enquiry.

Explore our Business Loan Solutions

Discover which small business loan options you qualify for. Let our experts advising you on the best lending solutions based on your profile.
Unsecured Small Business Loan

Unsecured Small Business Loan

An unsecured business loan allows for your business to borrow money without collateral. They are often easy to attain and with fast approval!

• Up to $500k without security
• From 3 to 24-month term
• Used for any business purpose
• Same day funding

Equipment or Asset Loan

Equipment or Asset Loan

Asset finance is a business loan with a fixed term provided to buy equipment for your business.

• Up to $2 million
• Long term
• Low interest rate
• Available for equipment, machinery, vehicles, etc.
Business Line of Credit

Business Line of Credit

A business line of credit is a type of business finance that allows a business to withdraw an agreed amount of funds when it needs to.

• No minimum amount
• Flexible term
• Interest-only the amount drawdown
• Set up within 1-2 days

Invoice Finance Factoring

Invoice Finance Factoring

Also known as ‘accounts receivable finance’ or simply “factoring”, it is a type of business loan that can offer a quick boost to your cash flow.

• Up to $2 million
• Short term
• Low interest rate
• Quickly set up

Merchant Cash Advance

Merchant Cash Advance

A merchant cash advance is a way for a business to borrow a lump sum and pay it back over time using a percentage of future sales.

• Variable amount without security
• No high credit score needed
• Automatic repayments
• Easier to Qualify

Secured Small Business Loan

Secured Small Business Loan

A secured business loan is secured against an asset. The application process is quick and easy.

• Up to $500k
• From 3 to 60-month term
• Used for any business purpose
• Same day funding

Sure Capital Testimonials - Small Business Loans
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Every year we help thousands of small businesses in Australia to achieve their financial goals and dreams. Want to be the next one?